Strata Insurance

Whittles Image For Expertise And Innovation

Comprehensive strata insurance protection

Safeguard your investment and protect the interests of your strata corporation with strata community insurance. We can source a strata insurance quote and arrange cover for a range of properties including residential, commercial and mixed-use buildings divided into individual units or lots.

Understanding strata building insurance

Strata insurance covers shared property and common areas. Whether you’re looking for residential strata insurance or commercial strata insurance, cover typically includes:

Building and Common Property Coverage
Insures the physical structure of your building including the roof, walls and floors as well as common areas such as lobbies, hallways, stairwells and recreational facilities. Also includes cover for shared fixtures and fittings like elevators, lighting, and plumbing systems.

Public Liability
Provides protection against legal liability for injury or property damage that occurs on common property. This cover is essential in the event there’s ever a claim from a third party who sustains an injury in a common area.

Contents Coverage
Insures items owned by the owners corporation such as common area furniture, gym equipment and communal appliances.

Catastrophic Event Coverage
Provides cover for any damage caused by a major event including fires, cyclones, storms, earthquakes and floods. This insurance is very important in regions prone to natural disasters.

Legal Liability
Covers the cost of legal proceedings if the owners corporation is sued for damages or negligence relating to common property management.